Who is responsible for your data
Financessentials is operated by a two-person editorial team based in Madrid, Spain. Together we are the data controller for personal data collected through this website, as defined by the EU General Data Protection Regulation (Regulation (EU) 2016/679, “GDPR”).
Because we are established in the European Union, the GDPR applies to our processing of personal data regardless of where our readers are located. It applies alongside — not instead of — the US privacy rights described further down this page.
You can contact us about any privacy matter through our contact page or by email at vintagee.essentials@gmail.com.
Privacy Policy
Last updated: May 2026
At Financessentials, accessible at https://financessentials.com, your privacy is a top priority. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your personal data.
1. Information We Collect
We may collect the following types of information when you visit our website:
- Usage data: Pages visited, time spent on the site, browser type, operating system, and IP address — collected automatically via analytics tools.
- Contact information: Name and email address when you voluntarily submit our contact form.
- Cookies and tracking data: See our Cookie Policy for full details.
2. How We Use Your Information
We use the information we collect to:
- Analyze website traffic and improve user experience
- Respond to contact form inquiries
- Display relevant advertisements through Google AdSense
- Comply with legal obligations
3. Google AdSense & Third-Party Advertising
We use Google AdSense to display advertisements. Google may use cookies and similar technologies to serve ads based on your interests. You can opt out of personalized advertising by visiting Google Ads Settings. For more information, review Google’s Privacy Policy.
4. Google Analytics
We may use Google Analytics to understand how visitors interact with our website. Google Analytics collects anonymous usage data and does not identify individual users. You can opt out using the Google Analytics Opt-out Browser Add-on.
5. Cookies
We use cookies to enhance your experience on our site. You can manage your cookie preferences at any time using the cookie consent banner displayed on your first visit. For full details, see our Cookie Policy.
6. Data Sharing
We do not sell or rent your personal data to third parties. We may share data with trusted service providers (such as Google) solely for the purposes described in this policy, subject to confidentiality agreements.
7. Data Retention
Contact form submissions are retained only for as long as necessary to respond to your inquiry. Analytics data is retained according to the default retention settings of each analytics provider.
8. Your Rights
Depending on your location, you may have rights under applicable privacy laws (such as the California Consumer Privacy Act – CCPA) including the right to access, correct, or delete your personal data. To exercise these rights, contact us through our Contact page.
9. Children’s Privacy
Our website is not directed at children under the age of 13. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us immediately.
Your rights under the GDPR
If the GDPR applies to you, you have the right to: access the personal data we hold about you; rectify data that is inaccurate or incomplete; request erasure of your data; restrict or object to our processing of it, including objecting to processing based on legitimate interests; receive your data in a portable format; and withdraw consent at any time, without affecting the lawfulness of processing carried out before you withdrew it.
To exercise any of these rights, contact us using the details above. We will respond within one month, as the GDPR requires. There is no charge for exercising your rights.
You also have the right to lodge a complaint with a supervisory authority. In Spain, that authority is the Agencia Española de Protección de Datos (AEPD), www.aepd.es. If you live elsewhere in the EU, you may complain to your own national authority.
Legal basis for processing
Consent (Article 6(1)(a)) — for analytics cookies, advertising cookies and any other non-essential tracking. These are only set after you accept them through our cookie banner, and you can withdraw consent at any time using the “Update cookies preferences” link at the foot of every page.
Legitimate interests (Article 6(1)(f)) — for keeping the website secure and functioning, and for responding to messages you send us. We consider these interests not to override your rights, and you may object at any time.
Strictly necessary cookies, which make the site work at all, do not require consent under the ePrivacy Directive.
How long we keep your data
Contact form messages: kept for up to 24 months after our last exchange with you, then deleted. Analytics data: retained according to the retention period configured in Google Analytics, which does not exceed 14 months. Cookie consent records: kept for up to 12 months, after which you will be asked again. Server logs: retained by our hosting provider for a short period for security purposes.
International transfers of your data
Some of the services we use — including Google Analytics and Google AdSense — are provided by companies based in the United States, which means your data may be transferred outside the European Economic Area.
Google LLC is certified under the EU–US Data Privacy Framework, and transfers are additionally covered by the European Commission’s Standard Contractual Clauses. You can review Google’s own privacy terms at policies.google.com/privacy.
Automated decision-making
We do not carry out automated decision-making or profiling that produces legal effects concerning you or similarly significantly affects you. We do not make lending decisions, and we do not pass your data to any lender.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the website constitutes acceptance of the updated policy.
11. Contact
For questions about this Privacy Policy, please contact us through our Contact page.