Cookie Policy
Last updated: August 2026
This Cookie Policy explains what cookies are, how Financessentials (https://financessentials.com) uses them, and how you can manage your preferences. Financessentials is operated by a two-person editorial team based in Madrid, Spain; see our Privacy Policy for full details on who is responsible for your data and your rights under the EU General Data Protection Regulation (GDPR).
1. What Are Cookies?
Cookies are small text files stored on your device (computer, tablet, or mobile phone) when you visit a website. They help websites recognize your device and remember information about your visit, such as your preferences or session state.
2. Types of Cookies We Use
| Type | Purpose | Duration |
|---|---|---|
| Essential cookies | Necessary for the website to function properly (e.g., security, session management) | Session / persistent |
| Analytics cookies | Help us understand how visitors use the site (e.g., Google Analytics) | Up to 2 years |
| Advertising cookies | Used by Google AdSense to display relevant ads based on your interests | Up to 2 years |
| Preference cookies | Remember your cookie consent choice | 1 year |
3. Legal Basis and Your Consent
Under the GDPR, non-essential cookies — analytics and advertising cookies — are only set after you give consent through the cookie banner described below, and you may withdraw that consent at any time. Strictly necessary cookies do not require consent, as they are exempt under the ePrivacy Directive. This section complements, and does not replace, the rights described in our Privacy Policy, including under the GDPR and the California Consumer Privacy Act (CCPA).
4. Google AdSense Cookies
We use Google AdSense to display advertisements on our site. Google may set cookies to serve ads, including personalized ads based on your browsing history, subject to the consent choice you make in our cookie banner. To learn more about how Google uses cookies for advertising purposes, visit Google’s Advertising Policies. You can opt out of personalized Google ads at any time through Google Ads Settings or the Network Advertising Initiative opt-out page.
5. Managing Your Cookie Preferences
When you first visit our website, a cookie consent banner appears with three choices:
- I agree: accepts all cookies, including analytics and advertising cookies.
- I decline: only strictly necessary cookies are set.
- Change my preferences: lets you choose which categories of non-essential cookies to allow.
You can change your choice at any time using the “Update cookies preferences” link available at the foot of every page. You can also manage cookies directly through your browser settings; most browsers let you block or delete cookies, though disabling them may affect some site functionality.
6. Browser Cookie Controls
You can manage cookies through your browser settings. Below are links to instructions for major browsers:
7. Changes to This Policy
We may update this Cookie Policy from time to time. Changes will be posted on this page with an updated date. Please review this page periodically to stay informed.
8. Contact
For any questions about our use of cookies, please contact us through our Contact page.